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What
information
do we gather
and how is it
used?
TermInsurance.com,
LLC provides
you with insurance
related tools
and information
to assist you
in shopping
for and obtaining
insurance products.
Many of the
tools and information
are available
for your benefit
without the
need to disclose
any personally
identifiable
information.
If you decide
to request an
application
for insurance,
we require you
to submit minimal
personal information.
We collect information
that includes
your name, e-mail
address, mailing
address, telephone
numbers, and
date of birth.
The information
we gather from
your insurance
application
request is used
to begin the
application
process. A representative
from TermInsurance.com
will contact
you to complete
your application
by telephone
so that additional
information
can be obtained.
Your application
will then be
mailed to you
for your review
and signatures.
In some instances,
depending upon
the insurance
company you
select, you
may be able
to complete
your application
entirely online.
When your application
information
is provided
to TermInsurance.com,
LLC online,
it is protected
in the same
way that all
information
provided to
TermInsurance.com,
LLC is protected.
In addition,
if you are applying
for life insurance
a representative
from an insurance
company examining
service will
contact you
to schedule
your medical
exam. If you
have any questions
regarding how
the insurance
company you
are applying
with is using
your personal
information,
you should contact
that company
directly. TermInsurance.com
does not sell,
trade, lease
or rent any
personally identifiable
information
to any other
companies or
organizations.
TermInsurance.com,
LLC does not
knowingly solicit
data from children,
and we do not
knowingly market
to children.
TermInsurance.com,
LLC may share
aggregated statistical
information
such as website
traffic or demographic
information
with its business
partners; however,
in no case will
your personally
identifiable
information
be disclosed.
TermInsurance.com,
LLC may send
you e-mail communications
to update you
on website features
or new benefits
that may be
of interest
to you. If at
anytime you
choose not to
receive these
e-mails, you
may e-mail us
at: info@TermInsurance.com
to be removed
from the mailing
list. If you
request a quote
for life insurance
you have the
option of providing
your name, telephone
number and email
address. These
fields are not
mandatory and
you can still
receive a quote
should you decide
not to provide
this data. If
you provide
your email address
or telephone
number you grant
TermInsurance.com.
LLC permission
to email and
call you regarding
your quote.
If you do provide
your email address
to TermInsurance.com,
LLC you will
receive your
quotes instantly
as well as via
email. If you
provide your
telephone number
you may receive
a customer service
phone call from
TermInsurance.com,
LLC regarding
the quote. If
at anytime you
choose not to
receive phone
calls from TermInsurance.com,
LLC, you may
email us at:
info@TermInsurance.com
or call us at
1-866-380-8376
to be removed
from the phone
list.
Cookies
A
cookie is a
piece of data
stored on the
user’s
computer tied
to information
about the user.
Usage of a cookie
is in no way
linked to any
personally identifiable
information
while on our
site. We use
both session
ID cookies and
persistent cookies.
For the session
ID cookie, once
users close
the browser,
the cookie simply
terminates.
A persistent
cookie is a
small text file
stored on the
user’s
hard drive for
an extended
period of time.
Persistent cookies
can be removed
by following
Internet browser
help file directions.
If
users reject
the cookie,
they may still
use our site.
Persistent cookies
enable us to
track and target
the interests
of our users
to enhance the
experience on
our site.
Security
TermInsurance.com,
LLC uses state-of-the-art
secure server
software and
encryption technologies
to assist in
protecting your
personal information.
Secure Socket
Layer (SSL)
encrypts all
of the information
you submit on
your application
request form
before it is
sent to TermInsurance.com,
LLC . It is
important that
you use a browser
that supports
SSL and that
the encryption
feature of your
browser is not
disabled when
submitting your
application
request. In
addition, TermInsurance.com,
LLC uses security
procedures and
practices including
the use of firewalls
to protect the
data it stores
on its servers.
Although
many security
provisions are
in place, information
submitted on
the Internet
is not totally
secure. If you
feel uncomfortable
submitting any
personal information
through the
TermInsurance.com,
LLC website
you may call
us at 1-866-380-8376
to request an
application.
Tell
a Friend!
If
a user elects
to use our referral
service for
informing a
friend about
our site, we
ask them for
the friend's
name and email
address. TermInsurance.com,
LLC will automatically
send the friend
a one-time email
inviting them
to visit the
site. TermInsurance.com,
LLC stores this
information
for the sole
purpose of sending
this one-time
email. The friend
may contact
TermInsurance.com,
LLC to request
the removal
of this information
from our database.
Notification
of Changes
If
at some point
in the future,
there is a change
to our information
usage practices
that affect
your Personally
Identifiable
Information,
we will notify
you by email
of the relevant
changes. The
email will inform
you on how to
opt-out of this
information
usage or you
can opt-out
by sending a
message to the
following email:
info@TermInsurance.com
You should also
check this posted
privacy statement
for changes.
Correct/Update
This
site gives users
the following
options for
changing and
modifying information
previously provided.
1. Call us at
1-866-380-8376
or send an e-mail
to info@TermInsurance.com
2. Send mail
to the following
postal address:
TermInsurance.com,
LLC
401 Washington
Ave.
Suite 703
Towson, MD 21204
Surveys
From
time-to-time
our site requests
information
from users via
surveys. Participation
in these surveys
is completely
voluntary, and
the user has
a choice whether
or not to disclose
this information.
Information
requested may
include contact
information
(like name and
mail address)
and demographic
information
(such as zip
code, age and
gender). Survey
information
will be used
for purposes
of monitoring
or improving
the use and
satisfaction
of this site.
Log
Files
We
use your IP
address to analyze
trends, administer
the site, track
the users movement,
and gather broad
demographic
information
(for aggregate
use). Your IP
address is not
linked to your
personally identifiable
information.
Links
to other Websites
This
site contains
links to other
sites that are
not under our
control. These
websites have
their own policies
regarding privacy.
TermInsurance.com,
LLC is not responsible
for the privacy
practices or
the content
of other websites.
For your own
protection,
you should review
their policies
upon visiting
these other
sites to make
sure they respect
your privacy.
Often
time, other
Web sites refer
their users
to TermInsurance.com,
LLC Web site.
These sites
often pass a
non-personally
identifiable
digit to the
TermInsurance.com
Web site.
Legal
Disclaimer
Though
we make every
effort to preserve
your privacy
we may need
to disclose
personal information
when required
by law or in
the good-faith
belief that
such action
is necessary
in order to
conform to the
edicts of the
law or comply
with a legal
process served
on our Web site.
Contacting
Us
If
you have any
questions about
this privacy
statement, the
practices of
this site or
your dealings
with this website,
you can contact
us at:
TermInsurance.com,
LLC
401 Washington
Ave.
Suite 703
Towson, MD 21204
info@TermInsurance.com
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